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Crisis and Resilience Fund Crisis Payment Scheme

What is a Crisis and Resilience Fund (CRF) payment?
Funded by UK Government logo

Immediate financial help for people facing a short-term emergency. A crisis is when someone cannot meet essential, immediate needs because of a sudden financial shock or unexpected drop in income. It can also include emergencies such as accidents, health issues, or household breakdowns that leave a person unable to afford basics like food, heating or essential household items.

Who can get the payment?

You must:

  • be aged 16 or over
  • have had a financial shock
  • have no other form of immediate financial assistance, such as family or friends, employers, personal resources, or other available funding streams

Applicants not eligible

  • members of a religious order who are fully maintained
  • prisoners or those on temporary release
  • foreign nationals with limited immigration status
  • individuals with no recourse to public funds unless a community care or children's assessment has been completed
  • non‑economically active EU nationals
  • UK nationals who are not habitually resident

What does the payment cover?

The payment may cover:

  • energy
  • food
  • water
  • clothing
  • cookers
  • fridge and freezers
  • beds and bedding
  • washing machines

What the payment cannot cover

The payment does not cover:

  • legal fees, court costs, fines, or related expenses
  • removals and storage linked to compulsory purchase or rehousing
  • Council Tax or arrears
  • domestic assistance or respite care
  • medical, surgical or dental items
  • mobility needs
  • televisions or radios (including licences or rental)
  • debts to government departments or local authorities
  • budgeting issues
  • Christmas expenditure
  • birthday expenditure
  • holidays

How to apply

Complete our online form to apply.

Apply for a crisis payment

If you cannot apply online please ring 01642 524180.

An assessment of an application will consider:

  • assessment of need
  • financial assessment - to establish whether the applicant has any alternative resources
  • 3 months bank statements and or wage slips

What happens next?

The Welfare Support Team will look at your application and the information you have given. They will check your income and spending, and they will look at the reasons you need extra support.

An officer will contact you so please ensure you give your email and phone number. 

We will make a decision within 48 hours of receiving all required evidence.

Payment awards

Cash-first payments (bank transfer, vouchers, PayPoint or similar). Cash‑first payments mean the council will prioritise giving people money directly, either digitally or physically, so they can choose and buy the essential items they need. This approach supports dignity and flexibility by allowing residents to address their crisis in the most appropriate way for their circumstances.

If you do not get a payment

If you think we have not looked at your request properly, or you have new information, you can ask us to look at the decision again. You must write to us within 1 month of the date we tell you that you do not qualify.

A different officer will look at your request and send you their decision.

Further information

You can get further help and advice on our Help with your benefits and financial support webpage.

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