Affordable homeownership schemes

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There are a number of options available to assist people who are struggling to get on the property ladder and also those who would like to move up the ladder.


Affordable Homeownership Register

We are working to increase the number of affordable homes for sale for local people who are finding it difficult to buy a property in Stockton-on-Tees.

Through our powers under planning legislation, we ensure that on all new private developments across the Borough which are over a certain size, a proportion of the new homes for sale are 'affordable'. This could include options such as shared ownership or discounted market sale.


Help to Buy NEYH

Help to Buy is an umbrella term for a range of government funded schemes designed to help people to get onto the property ladder. There are several options available, including equity loans, rent to buy and shared ownership.

Help to Buy NEYH are the agent for the North East, Yorkshire and Humberside. They can provide advice on the schemes available, check if you are eligible and help you to find a property.

Visit the Help to Buy NEYH website for further information. Alternatively you can speak to a member of the team directly on 0113 852 6888 or email [email protected].


Current Affordable Homeownership schemes

We maintain an Affordable Homeownership Register.

To be considered for properties on the Register you can apply to join the Register either online or by downloading an application form and returning it to us once completed.

Complete the Affordable Homeownership Register application online

  • Visit the Help to Buy website for details of properties available through the Government’s Help to Buy scheme.
  • There are limited opportunities to apply for Discount for Market Sale in Stockton, for further information please refer to the Customer Guide.
  • There are a number of Affordable Home Ownership options which may be of interest to you in Stockton. Not all options may be available immediately as demand and supply is changing all of the time. If you want to learn more about the different Affordable Home Ownership options, please refer to the General Customer Guide.


Eligibility for the Affordable Homeownership Register

Checks will be carried out which include a tenancy and anti-social behaviour check via our Strategic Housing Team, as well as a financial assessment to check whether you are eligible and qualify for the available home ownership products. You are strongly recommended to seek independent financial advice from a qualified Independent Financial Advisor (IFA) before pursuing the purchase of a property.


Who qualifies for the Register?

To be accepted onto the Affordable Housing Register, applicants must meet a number of qualifying criteria:

  • Be aged 18 years or over.
  • Be employed or self employed (unless buying with cash only).
  • Have a household income of under £60,000 per annum.

Applicants must also fall in one of the following categories:

  • Be a household in a regeneration area.
  • Have a local connection and be unable to afford to purchase on the open market without assistance.
  • Be a social housing tenant in the Stockton Borough and be unable to afford to purchase on the open market without assistance.
  • Be accepted as homeless and in priority need and be unable to afford to purchase on the open market without assistance.

Applicants will not be eligible if any of the following apply:

  • The applicant has a County Court Judgement registered against them and has not repaid the debt.
  • The applicant is currently bankrupt.
  • The applicant has rent arrears on a current or former tenancy or has breached a tenancy agreement.
  • The applicant has a history of anti-social behaviour.
  • The applicant or another member of the household who will be living with them, own or have a share in another.
  • Property (including property which is rented out) or have an existing mortgage.

For additional information about eligibility of the Affordable Homeownership scheme:

View the guidance document to the Affordable Homeownership Register.