Debt Advice

If you are having difficulty keeping up with your payments, don't ignore it. No matter how bad things may seem, the good news is that you can get free and expert help. If you have more than one loan and you're thinking of consolidating your borrowing - ie negotiating a new loan to repay existing loans, take care! Get expert help from specially trained advisors. Several organisations can help you find out where you stand and your legal rights, and can arrange the help of a debt advisor to suggest a way forward to your lenders.

Don't struggle alone - get help now.

Face to Face Advice
These are local organisations who can give you advice face to face. You will usually have to ring to make an appointment to see someone.

Stockton & District Advice & Information Service
Telephone Advice (01642) 607445
Appointments (01642) 633877

Christians Against Poverty
Telephone 0800 328 0006

Telephone and Internet Advice
These are national helplines. They offer FREE independent advice. They also have websites with a lot of useful information to help you take control of your finances and you can get personalised debt advice through the website if you prefer.

Consumer Credit Counselling Service
Freephone 0800 138 1111

National Debtline
Freephone 0808 808 4000